100% Commercial Loans & 100% No Doc & 100% Apartment Loans -- Commercial Mortgage Lender Offering Apartment Financing, Conduit Lending & Multifamily Loans

Leading Commercial & Multi-Family Loans
and Lines of Credit Provider

100% Commercial Loan
up to 100% NINA & SISA Stated Income Commercial Loan
Credit Lines: Personal & Business (620) - Start Up Business Still Available
Commercial Hard Money: up to 75% with 100% acquisition
Residential Hard Money: up to 75% with 100% acquisition: credit lines avail.
FHA Refinance Nationwide: No Credit Check. No Employment.

**Please Submit a Scenario Online and Read FAQs 1st.**


Commercial Loans	Multifamily Loans & Apartment Loans	Small Commercial Loan Program

Broker Enterprise concentrates on providing excellent commercial mortgage loans. Our services includes a wide variety of commercial loans from hotels to buildings to apartments. Broker Enterprise provides a low cost, BEST for source solution for apartment loans and commercial property loans from $100,000 to well over $10 million.

Broker Enterprise has the capabilities to provide 100% creative financing loan if the project qualify. Broker Enterprise provide both Full Documentation loans and Stated Income loans where the applicant can venture into our 100% creative financing loan.

Does 100% mean not a penny out of pocket? Applicants must understand commercial loans involve lots of due diligence and paperwork concerning hundred of thousands to hundreds of millions of dollars. Applicants must be ready to absorb hard costs such as a commercial appraisal (+ $2500 min.), survey, inspection(s), and maybe a Phase I or greater, plus earnest money deposit. Easily the applicants must be ready to have a minimum of $10,000 to approach the seller. Refinancing cash out or rate and term usually requires much less.

Full Documentation Loan refers to a loan where all income and assets are documented. It is typically referred to as a "full doc" loan in the mortgage industry and is a common type of loan used for financing a home and commercial purchase or refinance.

Stated Income Documentation loan is a mortgage where the lender does not verify the borrower's income, by looking at their pay stubs, W-2 forms, income tax returns, or other records. Instead, borrowers are simply asked to state their income, and taken at their word. No Asset Verification available.

Understanding Commercial Loan Documentation and Packaging

All commercial loan packages requires full property income documentations. Examples of documentation includes rent rolls, profit and loss statements, balance sheet, lease agreements, property tax returns, and mainly an executive summary. Additional documentation and paperwork are located at Documents & Faqs .

Full Documentation Loans

Income verification

Proof of Earnings:

W-2 form
Recent pay stub
Tax returns for the past two years

Proof of Earnings (if self-employed):

Profit and loss statements
Tax returns for current year and previous two to three years

Any additional income; for example:

Social Security Overtime bonus Commission Passive income (interest income)
Veteran's Benefits

Asset Verification

Address of one's Bank Branch
- Bank account numbers
- Checking and savings account statements for the previous 2-3 months
Savings bonds, stocks or investments and their approximate market values

Debt information

Credit card bills for the past few billing periods Other consumer debt; for example:
- Car Loans Furniture Loans Student Loans
- Other personal and cosigned installment loans with creditor addresses and phone numbers
Evidence of mortgage and/or rental payments
Copies of alimony or child support

Information regarding desired purchase

Copy of the Ratified Purchase Contract
Proof one is committed to the purchase
- Cancelled deposit check

Stated Income Loans

No Income verification

No Proof of Earnings:

Employment Verification is mandatory
State Income
Higher Interest Rates than Full Doc

Asset Verification ( No Asset Avail. )

Address of one's Bank Branch
- Bank account numbers
- Checking and savings account statements for the previous 2-3 months
Savings bonds, stocks or investments and their approximate market values

Debt information

Credit card bills for the past few billing periods Other consumer debt; for example:
- Car Loans Furniture Loans Student Loans
- Other personal and cosigned installment loans with creditor addresses and phone numbers
Evidence of mortgage and/or rental payments
Copies of alimony or child support

Information regarding desired purchase

Copy of the Ratified Purchase Contract
Proof one is committed to the purchase
- Cancelled deposit check

Broker Enterprise, llc 5380 W. 34th st suite 294 Houston, TX 77092

Phone: Toll Free Phone: Fax: